SAS® Credit Scoring

Develop, validate, backtest, and monitor credit risk models and scorecards in-house, while minimizing model risk and improving governance. SAS Credit Scoring is an end-to-end solution that helps institutions involved in money-lending services develop and track credit risk scores. It also helps them manage the full modeling life cycle in one comprehensive platform.

SAS Credit Scoring supports big data by using in-database processing in Hadoop and Teradata. It integrates with open-source software, such as R and Python, and with other SAS products, such as SAS® Visual Data Mining and Machine Learning, to accommodate the diverse modeling needs across business domains. Building effective credit risk strategies and making decisions in real time are seamless with the integration of SAS® Real-Time Decision Manager.

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The most recent release is SAS Credit Scoring 6.3.

What's New in SAS Credit Scoring 6.3

  • Support for Hadoop.
  • End-to-end support for Python models.
  • Support for SAS Visual Data Mining and Machine Learning models.
  • Capability to score models through SAS Real-Time Decision Manager.
  • Option to import multiple models together in SAS Credit Scoring.
  • Enhanced user interface for defining a scorecard and specifying scorecard details.
  • Enhanced user interface for defining bins and specifying development data details.
  • Capability to create and backtest multiple model specification versions before choosing a version to deploy.
  • Capability to load development data from the user interface.
  • Enhanced user interface and simplified workflow for deploying models.
  • A new workspace for backtesting models.
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Training Courses

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Documentation

Find user's guides and other technical documentation for SAS Credit Scoring.


SAS Credit Scoring 6.3

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.  

The generic industry-neutral version of SAS Credit Scoring 6.3 includes the following content release:

SAS Credit Scoring 6.3 Content Release v01.2019

The contents in this package are optional. SAS Credit Scoring 6.3 Content Release adds certain data sources and a number of predefined banking-specific objects that are required for creating analytical data sets. When you install the content package, certain banking-specific configuration is done on top of the existing configuration.

After installing this content package on SAS Credit Scoring, you can use the solution for scoring banking-specific models such as PD, LGD, CCF, etc.

If you have a SAS Credit Scoring 6.3 software license, you can download the SAS Credit Scoring 6.3 content package. For information about this content release and its documentation, see the SAS Credit Scoring Content Release v01.2019 page.

Migration scripts and SAS Credit Scoring: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

Previous Versions

6.2

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring 6.2

SAS Credit Scoring 6.2 (Banking Deployment)

The generic industry-neutral version of SAS Credit Scoring 6.2 includes the following content release:

SAS Credit Scoring 6.2 Content Release v03.2018
Note: This content release is not supported for the banking version of SAS Credit Scoring 6.2.

The contents in this package are optional. It adds the following capabilities to SAS Credit Scoring 6.2:

  • Support for Hadoop as a data source for building and scoring data sets
  • Support for Python models
  • Support for SAS Visual Data Mining and Machine Learning models
  • Capability to score models through SAS Real-Time Decision Manager

If you have a SAS Credit Scoring 6.2 software license, you can download the SAS Credit Scoring 6.2 content package. For information about this content release and its documentation, see the SAS Credit Scoring Content Release v03.2018 page.

Migration scripts, the SAS Credit Scoring: Data Reference Guide and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

6.1

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring

Previous releases of SAS Credit Scoring were named SAS Credit Scoring for Banking.

SAS Credit Scoring 6.1

  • User's Guide
  • Accessibility Features
  • Administrator's Guide
  • Upgrade and Migration Guide
SAS Credit Scoring 6.1 (Banking Deployment)
  • User's Guide
  • Accessibility Features
  • Administrator's Guide
  • Upgrade and Migration Guide

Migration scripts, the SAS Credit Scoring: Data Reference Guide and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

5.4

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring for Banking

SAS Credit Scoring for Banking 5.4

  • User's Guide
  • Accessibility Features
  • Administrator's Guide
  • Upgrade and Migration Guide

Migration scripts and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

5.3

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring for Banking

SAS Credit Scoring for Banking 5.3

  • User's Guide
  • Accessibility Features
  • Administrator's Guide
  • Migration Guide

Migration scripts and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

5.2

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring for Banking

SAS Credit Scoring for Banking 5.2

  • User's Guide
  • Administrator's Guide
  • Migration Guide

Migration scripts and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

5.1

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring for Banking

SAS Credit Scoring for Banking 5.1

  • User's Guide
  • Administrator's Guide
  • Migration Guide
  • Data Migration Guide

Migration scripts and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

4.4

The documentation for SAS Credit Scoring is provided on a secure site that requires a user ID and password, which you can obtain from your SAS Professional Services representative, a Global Support representative, or by contacting SAS Technical Support. In order to expedite your request, please include SAS Credit Scoring in the subject field of the form.

SAS Credit Scoring for Banking

SAS Credit Scoring for Banking 4.4

  • Migration Guidelines
  • User's Guide
  • Administrator's Guide
  • Assigning Unique Application Servers

Migration scripts and the SAS Credit Scoring for Banking: Data Reference Guide are not available on this page. If you have licensed SAS Credit Scoring software, you can request these documents by contacting one of the following SAS representatives:

  • Your SAS Professional Services Representative
  • SAS Technical Support
  • A Global Support Representative

Software Downloads

The downloads application contains updates for SAS products and solutions.

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