Naeem Siddiqi 
Senior Advisor, Risk Research and Quantitative Solutions, SAS 

Naeem Siddiqi is a senior advisor in the Risk Research and Quantitative division at SAS. He is the author of Credit Risk Scorecards (2005) and Intelligent Credit Scoring (2017), and has advised and trained bankers in over 20 countries on the art and science of credit scoring. Naeem has worked in retail credit risk management since 1992, both as a consultant and as a risk manager at financial institutions.

At SAS, Naeem played a key role in the development of several products relating to credit scoring. He is currently responsible for managing SAS's end-to-end credit scoring solution. He continues to meet and advise between 40 and 50 lending institutions worldwide annually.

Naeem has an Honours Bachelor of Engineering from Imperial College of Science, Technology and Medicine at the University of London, and an MBA from York University in Toronto.

By This Author

Intelligent Credit Scoring: Building and Implementing Credit Risk Scorecards, Second Edition

By Naeem Siddiqi

In-house scorecard development is not only a rapidly growing trend, it’s also faster, less expensive, and enables companies to create better-performing scorecards by applying firsthand knowledge of internal data and business insights. Intelligent Credit Scoring: Building and Implementing Better Credit Risk Scorecards, Second Edition, by Naeem Siddiqi, takes you beyond the technical part of building scorecards and shows you how to apply business intelligence to the process in order to solve business problems.

Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring

By Naeem Siddiqi

Extras and Events


In Conversation with Naeem Siddiqi (YOU CANalytics blog)

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