Clark Abrahams was the Global Marketing Director, Governance, Risk, and Compliance, at SAS Institute Inc., where his responsibilities spanned product development and marketing. A former Chief Risk Officer, author, and inventor, he is a 2011 NACD Governance Fellow and serves on the Board of Social Compact, and is a committee member on OCEG's Leadership Council. With a career spanning nearly four decades, Mr. Abrahams is a passionate proponent of the fusion of analytics and judgment for better business decisions. A San Francisco native, he graduated from University of California, Berkeley, with degrees in mathematics and computer science, and he holds a Master of Science Degree in engineering from Stanford University. Mr. Abrahams has been awarded two patents and has four patents pending.
By This Author
Fair Lending Compliance: Intelligence and Implications for Credit Risk Management
Illustrates the importance of the interdependency between HMDA/fair lending compliance and credit risk management. Demonstrates the need for development of proper risk measurement and feedback mechanisms and continuous monitoring to ensure fair lending compliance and accurate credit risk evaluation.
Credit Risk Assessment: The New Lending System for Borrowers, Lenders, and Investors
Provides a framework on how financial institutions can improve their credit assessment system. Authors Clark Abrahams and Mingyuan Zhang present a new credit risk framework for small business and consumer lending and explain how it can be implemented to improve a financial institution's credit assessment system.