Clark Abrahams

Clark Abrahams is Chief Financial Architect at SAS, where his responsibilities span research and development, marketing, and sales. Inventor, author, and former bank executive, he evangelizes on a revolutionary approach for lending based on thirty years of experience as a banker and senior risk manager. In 2008, prior to the financial market meltdown, Abrahams testified about the need for a better consumer lending approach before a House of Representatives Financial Services Subcommittee. A San Francisco native, he is a graduate of the University of California, Berkeley, and Stanford University. He serves on the Board of Directors of Social Compact, a Washington, DC-based nonprofit that promotes information-led community development. From 2007 to 2008, Abrahams served on an urban markets advisory board at the Brookings Institution. He is a member of the CFA Institute, GARP, NC Society of Financial Analysts, PRMIA, and RMA.

Mingyuan Zhang

Mingyuan Zhang is Principal Consultant at SAS. He has more than ten years of experience in developing and implementing economic forecasting, data mining, and financial risk management solutions. Prior to joining SAS, he served as an economic and financial analyst for a leading telecommunications consulting firm. Zhang earned an MBA and a PhD in financial economics and is a member of the American Statistical Association.