• Print  |
  • Feedback  |

Knowledge Base

SAS Fair Banking

The Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) were enacted to ensure that financial institutions serve their communities fairly and consistently. Financial institutions and their regulators require well-organized, accurate, and easily accessible information. In order to meet HMDA and CRA filing requirements, lenders must gather a variety of data from diverse sources and turn it into clear, understandable information. This responsibility poses a number of challenges that range from timely retrieval of complete and accurate information to ensuring that the database format and coding structure conform to the requirements of the agencies to which the information must be reported.

SAS Fair Banking helps financial institutions meet these challenges by enabling them to effectively and efficiently collect, validate, store, isolate, aggregate, and report on loan data and loan application data.

Documentation for Version 4.1

Documentation for Version 8.1

Documentation for Version 7.1

Documentation for Version 6.1