Variable Layout for SAMPSIO.DMAGECR (German Credit Data Set)

SAMPSIO.DMAGECR (German Credit Data Set)

• CHECKING: Status of existing checking account

  • 1: < 0 DM

  • 2: 0 to <200 DM

  • 3: >=200 DM/ salary assignments for at least 1 year

  • 4: no checking account

• DURATION: Duration in months

• HISTORY: Credit history

  • 0: no credits taken/all credits paid back duly

  • 1: all credits at this bank paid back duly

  • 2: existing credits paid back duly till now

  • 3: delay in paying off in the past

  • 4: critical account/other credits existing (not at this bank)

• PURPOSE: Purpose

  • 0: car (new)

  • 1: car (used)

  • 2: furniture/equipment

  • 3: radio/television

  • 4: domestic appliances

  • 5: repairs

  • 6: education

  • 7: vacation

  • 8: retraining

  • 9: business

  • X: others

• AMOUNT: Credit amount

• SAVINGS: Savings account/bonds

  • 1: < 100 DM

  • 2: 100 to < 500 DM

  • 3: 500 to < 1000 DM

  • 4: >= 1000 DM

  • 5: unknown/no savings account

• EMPLOYED: Present employment since

  • 1: unemployed

  • 2: < 1 year

  • 3: 1 to < 4 years

  • 4: 4 to < 7 years

  • 5: >= 7 years

• INSTALLP: Installment rate in percentage of disposable income

• MARITAL: Personal status and gender

  • 1: male: divorced/separated

  • 2: female: divorced/separated/married

  • 3: male: single

  • 4: male: married/widowed

  • 5: female: single

• COAPP: Other debtors/guarantors

  • 1: none

  • 2: co-applicant

  • 3: guarantor

• RESIDENT: Date beginning permanent residence

• PROPERTY: Property

  • 1: real estate

  • 2: if not 1: building society savings agreement/life insurance

  • 3: if not 1/2: car or other, not in attribute 6

  • 4: unknown/no property

• AGE: Age in years

• OTHER: Other installment plans

  • 1: bank

  • 2: stores

  • 3: none

• HOUSING: Housing

  • 1: rent

  • 2: own

  • 3: for free

• EXISTCR: Number of existing credits at this bank

• JOB: Job

  • 1: unemployed/unskilled - nonresident

  • 2: unskilled - resident

  • 3: skilled employee/official

  • 4: management/self-employed/highly qualified employee/officer

• DEPENDS: Number of dependents

• TELEPHON: Telephone

  • 1: none

  • 2: yes, registered under the customer's name

• FOREIGN: foreign worker

  • 1: yes

  • 2: no

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