Fair lending is no longer just a compliance issue -- it arguably has a significant impact on an institution's business growth and line operations. New ways of thinking about credit risk and credit access, supported by sound and powerful analytical methods, are required in order to seize revenue opportunities of an ever-expanding pool of credit consumers, while meeting regulatory challenges relative to lending products and practices. To that end, this book describes the frameworks and their building blocks for an effective compliance program and related risk measurement systems. The analysis methodologies explained in the book can help leverage alternative data and the next generation of credit models. Read more.

Now it's easy to perform many of the most common statistical techniques when you use the SAS Enterprise Guide point-and-click interface to access the power of SAS. Emphasizing the practical aspects of the analysis, this example-rich guide shows you how to conduct a wide range of statistical analyses without any SAS programming required. One or more real data sets, a brief introduction of the technique, and a clear explanation of the SAS Enterprise Guide output are provided for each analysis. Exercises at the end of each chapter help you consolidate what has been learned. Read more.

In this pragmatic, example-driven book, author Neil Constable demonstrates how you can use SAS code to enhance the capabilities of SAS Enterprise Guide. Designed to help you gain extra value from the products you already have, this book contains tips and techniques that show you a variety of features that cannot be accessed directly through the task interfaces. In all cases, techniques are shown with examples that you can try and test, plus additional exercises are included to give you more practice. The end result is more efficient and resilient use of SAS Enterprise Guide in a wider variety of business areas. Read more.